1

Step 1: Contact a credit bureau. You can obtain a copy of your credit report from one of the major credit bureaus in South Africa, such as TransUnion, Experian, or Compuscan.

2

Step 2: Provide identification. ...

3

Step 3: Request a credit report. ...

4

Step 4: Review your credit report. ...

5

Step 5: Dispute errors.

1

Check your credit bureau report. ...

2

Get up to date with your debts. ...

3

Negotiate with financial institutions and seek to restructure your debt. ...

4

Request your clearance certificate/letter.