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If you hit the 16, you will win 25.23 percent of the time, bust out 69.31 percent of the time and push 5.46 percent of the time for a net loss of 44.08 percent of the time. By standing on the hard 16 you will win 29.01 percent of the time and lose 70.99 percent of the time for a loss of 41.98 percent of the time.